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Financing Your Home >Your Financial Cushion
When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.
First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.
A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.
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What was the greatest land grant ever given to an English subject?
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| A |
William Penn arrived in October, 1682, to take over his enormous grant that later became Pennsylvania and Delaware.
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 See More Real Estate Trivia > |
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Sue Lusk Gleich & The Columbus Team
Keller Williams Capital Partners
100 E. Wilson Bridge Rd.
Worthington, OH. 43085
614-888-6100
Fax: 614-438-7169
Email: info@thecolumbusteam.com
We know the character of Columbus and Central Ohio neighborhoods. We know the schools, shops, community organizations, and the styles of home available in each neighborhood. We have helped buy, sell, and show homes in every neighborhood in Columbus and Central Ohio. We know real estate. Call The Columbus Team TODAY!   
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