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Financing Your Home >Convertible ARMs
Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.
Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.
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| Q |
What is the mysterious American island whose private owners are intent on preserving the ways of early island life?
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| A |
The Robinson Family, owners of Niihau, Hawaii, have done everything in their power to preserve traditional ways. |
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Sue Lusk Gleich & The Columbus Team
Keller Williams Capital Partners
100 E. Wilson Bridge Rd.
Worthington, OH. 43085
614-888-6100
Fax: 614-438-7169
Email: info@thecolumbusteam.com
We know the character of Columbus and Central Ohio neighborhoods. We know the schools, shops, community organizations, and the styles of home available in each neighborhood. We have helped buy, sell, and show homes in every neighborhood in Columbus and Central Ohio. We know real estate. Call The Columbus Team TODAY!   
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